Finance Application

It is easy and fast to get a car loan through 2 Cheap Cars. Please complete the following application form to apply for finance. The application process could take less than 10 minutes to complete.

View our finance information page here to learn about our commitment to responsible lending as well as how our weekly finance repayments are calculated. If you need to contact our Finance & Insurance consultants with questions or concerns, please click here.

You could get your car in 3 easy steps!
You are 2 steps away from getting the car you need!
Great! You are in the final step!
Once you submit your application, we will be able to help you get the car you want.
Address & Employment
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Drivers licence no. must be 2 letters followed by 6 numbers
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Two Next of Kin (Not living with you. Must be at different addresses in New Zealand)
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2 Cheap Cars sell 1000+ cars a month. Because of this the suppliers that we use in all aspects of our business really look after us. When it comes to finance, our excellent relationships mean we can get your next car financed quick & easy, with very competitive rates.

No matter whether you’re working nine to five, self-employed, or brand new to NZ and on a working visa, or have an international license or a restricted or learner licence - we understand your circumstances and are here to help. We can help with all types of credit, from good to bad and everything in between,

  • Use your trade as a deposit
  • Great range of interest rates and finance terms
  • Repayments to suit your budget
  • Full disclosure around how repayments are calculated
  • Online application and approval process

If you know what car you’re after, we can approve you online otherwise simply fill out the online form below and we can look to have you approved first, and then you can take your time through our 12 dealerships finding a car that’s right for you.

Please make sure you fill out as much as possible, as it allows us to get you the best deal, and please remember to include the best time to call you if we need any further information. 2 Cheap Cars are committed to responsible lending.

Got a question? Call us on 0800 223 370