2 Cheap Cars sell 1000+ cars a month.  Because of this the suppliers that we use in all aspects of our business really look after us.  When it comes to finance, our excellent relationships mean we can get your next car financed quick & easy, with very competitive rates.  

No matter whether you’re working nine to five, self-employed, or brand new to NZ and on a working visa, or have an international license or a restricted or learner licence - we understand your circumstances and are here to help. We can help with all types of credit, from good to bad and everything in between, 

  Use your trade as a deposit

  Great range of interest rates and finance terms

✓  Repayments to suit your budget

✓  Full disclosure around how repayments are calculated

  Online application and approval process

If you know what car you’re after, we can approve you online otherwise simply fill out the online form below and we can look to have you approved first, and then you can take your time through our 12 dealerships finding a car that’s right for you.

Please make sure you fill out as much as possible, as it allows us to get you the best deal, and please remember to include the best time to call you if we need any further information. 2 Cheap Cars are committed to responsible lending.   


Address & Employment



Loan Detail


2015 Nissan March - from $34.63 weekly

$7,974 plus $595.00 ORC

1200cc, Petrol
5 Door, Hatchback
Ext Colour
5 Seats

1. Applicant Information

Second Applicant Information

2. Address & Employment

Applicant 1

Address Details

Employment Details

Previous Job Details

Applicant 2

Address Details

Employment Details

Previous Job Details

3. Contact Details

First Contact's Details (eg. Friend, Workmate etc)

Second Contact's Details (eg. Friend, Workmate etc)

4. Financials


Applicant 1
Applicant 2


Is this a Rental?
Vehicle paying through finance
Other Assets

Outgoings (IE. Your expenses and repayments)

Loan Repayments

5. Loan Details

Other Information

I have some previous credit related issues that may need to be addressed prior to a successful application.
I am a New Zealand citizen.

The Privacy Act 1993

Another Contact's Details (eg. Friend, Workmate etc)

I/we authorise 2 Cheap Cars* to collect, retain and use the personal information about me/us, for the purposes of:

Assessing my/our credit worthiness;
Attending to the financing, whether directly or indirectly, of my/our contract(s) and enforcing 2 Cheap Cars’s rights therunder; Marketing and/or informing me/us about the goods and services provided by 2 Cheap Cars I/we authorise 2 Cheap Cars to collect from credit reporting agencies, credit providers, my/our employer(s), accountant(s), relatives, or other person(s) such personal, financial and commercial information about me/us for the said purposes.

I/we authorise 2 Cheap Cars to provide this information:

To any person for the foregoing purposes;
to any employees and agents of 2 Cheap Cars and/or any other person, in any ordinary course of business, for any of the foregoing purposes; To credit agencies for the purpose of maintaining proper or effective records.
I/we acknowledge that if i/we do not provide all or any part of the information requested on this application form, my/our application for finance may be declined. I/we further acknowledge that pursant to the Privacy Act 1993, I/we have a right of access to information collected by 2 Cheap Cars about me/us and to request that this information be corrected. The information will be held at the office of 2 Cheap Cars, 56-58 Gavin Street, Penrose, Auckland or the registered offices of any party nominated by 2 Cheap Cars.

*2 Cheap Cars and other associated third parties

To verify your acceptance of the above Privacy act statement please check the box below and click the apply button.

Check the box to accept and continue