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Use our simple loan repayment calculator to quickly estimate your weekly, fortnightly or monthly repayments.

Price my trade in
The below items show indicative figures only. “A documentation fee, a monthly account fee and PPSR fee may apply. Please ask our finance and insurance consultant for more information.
Some products (e.g. Delivery & MBI) require a vehicle to be selected to view, please select a vehicle from our stock and then click the 'Finance Calculator' button whilst viewing that vehicle.
Add Delivery

For pricing information on Delivery please contact our team.

Add Mechanical Breakdown Insurance (MBI)

For pricing information on Mechanical Breakdown Insurance (MBI) please contact our team.

Add Payment Protection Insurance (CCI)

For pricing information on Payment Protection Insurance (CCI) please contact our team.

Add Guaranteed Asset Protection (GAP)
From $595.00


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2 Cheap Cars sell 1000+ cars a month. Because of this the suppliers that we use in all aspects of our business really look after us. When it comes to finance, our excellent relationships mean we can get your next car financed quick & easy, with very competitive rates.

No matter whether you’re working nine to five, self-employed, or brand new to NZ and on a working visa, or have an international license or a restricted or learner licence - we understand your circumstances and are here to help. We can help with all types of credit, from good to bad and everything in between,

  • Use your trade as a deposit
  • Great range of interest rates and finance terms
  • Repayments to suit your budget
  • Full disclosure around how repayments are calculated
  • Online application and approval process

If you know what car you’re after, we can approve you online otherwise simply fill out the online form below and we can look to have you approved first, and then you can take your time through our 12 dealerships finding a car that’s right for you.

Please make sure you fill out as much as possible, as it allows us to get you the best deal, and please remember to include the best time to call you if we need any further information. 2 Cheap Cars are committed to responsible lending.

Got a question? Call us on 0800 223 370