2CheapCars honors the Responsible Lending Code that taking effect on 6 June 2015. 2Cheapcars is not a lender, however we honor all the obligation to lend responsibly and are regulated by the Credit Contracts and Consumer Finance Act and are guided by the Code of Responsible Lending.
2Cheapcars also advise customer on reading through the voluntary code of Responsibility Borrowing issue by New Zealand Federation of Family Budgeting in association with the Financial Services Federation sets out the expectation of responsible borrowers to ensure borrowers are not borrowing beyond their means, help avoid stress, penalties interest and fees, repossession, enforcement recovery cost and help them make an informed decisions.Responsible credit lending code
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