Insurance

Mechanical Breakdown Insurance (MBI)

What is Mechanical Breakdown Insurance?

While standard vehicle insurance might cover theft and damage from accidents, MechanicalBreakdown Insurance covers mechanical or electrical repair costs of the vehicle which is caused by normal use but not involved with an accident. As we all know, the mechanical repair cost of a vehicle is not cheap, mechanical breakdown insurance provides peace of mind that you're covered for unexpected mechanical repairs.

We stand behind every vehicle we sell and know you have purchased a quality vehicle. For extrapeace of mind we offer Quest Mechanical Breakdown Insurance. Quest Insurance provides market-leading mechanical breakdown insurances for your motorvehicle, protecting your car and your wallet from the unexpected repair bills. You never know whenyou might need this cover but when you do Quest Insurance is there.

We thoroughly researched the market before deciding to use Quest Insurance for our customersmechanical and electrical breakdown needs. We write over 800 insurance policies a month withthem too, so their service towards our customers is second to none.

Quest Mechanical Breakdown Insurance Cover Advantages:

  Peace of mind motoring that you're covered for most repairs, depending on your policy.

  24-hour, 7 days AA roadside assistance is included (Flat Tyre/Damaged Wheel, Flat Battery,Locked Out, Lost Keys, Out of Fuel, Breakdown Towing)

  If the car breakdown when you are travelling, travel costs and accommodation cost may be covered (term and conditions are applied).

  Protects your savings in the event of an unforeseen vehicle failure.

 

Please click here to refer to Quest’s full policy wording:

MBI Standard

MBI Hybrid & Electric

 

If any questions, feel free to contact one of our Finance & Insurance Consultants or phone 0800 783 781 or email enquiries@questinsurance.co.nz for assistance.

Comprehensive Vehicle Insurance (CVI)

It’s very important to have insurance cover before you drive away your new car. We can arrange Quest Comprehensive Vehicle Insurance (CVI) on your behalf so your new vehicle is completelycovered if the worst should happen.

What's covered

If you've damaged your vehicle (or someone else's) through fire, accident, or theft, Comprehensive Vehicle Insurance can help you replace or restore vehicles to its former glory.

Key Features of Comprehensive Vehicle Insurance:

.  Damage to your own vehicle

.  Damage to other vehicles

.  Fire and Theft

.  Legal liability

Additional Benefit of Quest Comprehensive Vehicle Insurance

As one of the best vehicle insurance specialists in the market, Quest has experienced claims people

that makes the process as fast and easy as possible to you.

Optional 24/7 Roadside Assistance: Flat tyre, Damaged Wheel, Flat Battery, Locked Out of your Car, LostKeys, Out of Fuel, Breakdown Towing.

Windscreen Cover: Damage to the windscreen or window glass (including sunroofs) will becovered with NO excess to pay.

No claims bonus protection: You are entitled to make ONE claim in each policy period withoutaffecting your NCB status.

Easy Payment terms: Weekly, Fortnightly, Monthly, Annual.

 

Please click here to refer to Quest’s full policy wording:

Comprehensive Vehicle Insurance (CVI) 


If any questions, feel free to contact one of our Finance & Insurance Consultants or phone 0800 783 781 or email enquiries@questinsurance.co.nz for assistance.

Guaranteed Asset Protection Insurance (GAP)

GAP is designed to provide cover for the shortfall between what an insurance company may pay out on your vehicle, and what you actually owe on your loan.

When purchasing a new vehicle and committing yourself to loan repayments over an extended term, it’s wise to protect yourself against the unfortunate event of your vehicle being written-off as a total loss and the shortfall that can occur between the amount outstanding on your finance contract and the insurance payout you receive.

Here we offer Quest Guaranteed Asset Protection Insurance to cover the shortfallbetween the amount still owing to the finance company and your comprehensive motorvehicle insurance pay-out, up to an elected amount. Additional benefits may also be payable, which are designed to help reimburse you for associated incidental costs.

Additional benefits Of Quest Guaranteed Asset Protection Insurance:

On-road costs

Delivery charges and registration in relation to the purchase of your replacement vehicle.

Premium Cover

The Comprehensive Motor Vehicle Insurance premium will be paid in relation to yourreplacement vehicle.

Excess Cover

The Comprehensive Motor Vehicle Insurance excess in relation to the "total loss" vehicle willbe paid.

 

Please click here to refer to Quest’s full policy wording:

Guaranteed Asset Protection Insurance (GAP)   

 

If any questions, feel free to contact one of our Finance & Insurance Consultants or phone 0800 783 781 or email enquiries@questinsurance.co.nz for assistance.